I won't normally post two articles at the same time, but because of the expected House health care vote today, this is an excellent time to delve into the question of social justice in the context of a concrete social challenge. -NB
The Economist (Mar 18th 2010) "Pass the bill"
American health-care reform
Hugely expensive and full of flaws though it is, Barack Obama’s health-care plan is still worth having—just...
**GRAPH** Health Spending as % of GDP (2007): U.S. 16%, France 11%, Germany 10%, Canada 9.5%, UK 8.2%, Japan 8%
IT WILL cost close to a trillion dollars over the next ten years, a vast sum of money at any time and a heart-stopping prospect when America’s budget deficit is gobbling up nearly 11% of GDP and unemployment seems stuck at close to 10%. It takes only tentative steps towards controlling the relentless above-inflation rise in health-care costs that has gone on for decades, squeezing corporate and personal budgets alike and threatening, if unchecked, to overwhelm the federal budget entirely. It squanders a golden opportunity to shift away from a payment model that encourages doctors to prescribe too many overpriced tests. Its sponsors in Congress are likely to suffer in the mid-term elections, and it will probably always be cited as an example of Barack Obama’s leftish mismanagement during much of his first year as president.
So the latest version of health reform which Democratic leaders hope to vote on in a matter of days is, to put it mildly, a terrible disappointment. Despite that, the Democrats must summon up their courage and vote for reform. This poor bill is still better than no bill at all for two reasons.
One part basic decency, one part cost control
The first has to do with coverage. This newspaper loathes needless government intervention. But it also thinks that it is wrong for a country as rich as America to have tens of millions of people without health insurance. Beyond them is the much larger number of people who fear falling into that position through losing their jobs; and the larger number again who cannot get affordable insurance because they have an existing medical condition, or because they are too old, or because they have exhausted the “lifetime caps” imposed by insurance companies. The health-reform plan represents the last chance, perhaps for decades, of erasing one of the least creditable differences between America and the rest of the industrialised world. If this president, who came into office with solid congressional majorities and stratospheric ratings fails, neither he nor his successors will dare touch health care for many years to come; and that would be a tragedy.
The second somewhat paradoxical reason is that this bill will have to be improved on after it is passed—especially when it comes to costs. America’s health-care system is a nightmare of perverse incentives. Because employer-provided health insurance is not considered to be a taxable benefit, people feel insulated from the real cost of their coverage and consequently over-consume. Because hospitals and medical practices in many areas face too little competition, they charge absurdly too much even for simple procedures. Because of the rapacity of America’s lawyers, the fear of lawsuits encourages doctors to practise “defensive” medicine, again driving up costs.
The current bill chips away at all of these problems. Gold-plated insurance policies will in effect lose their tax-exempt status, though not for a while, and not in full. An independent presidential commission will have some power to force down the rates paid to medical-service providers—though, insanely, hospitals are exempted. Tiny steps in the direction of tort reform are also provided for. All these things could be expanded in due course. For instance Republicans elected in November may well return to the issue of malpractice costs.
Some health-reform purists will scoff at such incrementalism. They argue that it would be better to do nothing now, wait for an old-fashioned fiscal crisis to force the issue, and then start again. That is an alternative we think most Americans would rather not experience. Mr Obama’s bill does a morally desirable thing in expanding health coverage, and it does a bit on costs. That is, on balance, enough for it to deserve to pass.
St. Louis Post-Dispatch (March 18, 2010) "Whose Vision of Social Justice?" (article taken from www.eppc.org)
By Colleen Carroll Campbell (Fellow, Ethics & Public Policy Center)
Talk-show host Glenn Beck recently struck a nerve -- and ratings gold -- when he urged his audience to abandon any church that espouses social justice. The term is "code" for extremist political ideas akin to those of Nazis and Communists, Beck said, and churches that use it are promoting "a perversion of the Gospel" that privileges big government over individual charity.
Beck's controversial advice sparked a passionate backlash, particularly from the political left. Leading the boycott-Beck brigade is liberal social activist the Rev. Jim Wallis, who says Christians now should consider Beck's show as obscene and unworthy of their patronage as shock jock Howard Stern's. "Social justice is an integral part of God's plan for humanity," Wallis wrote on his blog, after admitting that "Christians may disagree about what social justice means in our current political context."
That caveat is crucial, and it's one that politicized pastors like Wallis often forget. A spiritual adviser to President Barack Obama and author of the rather presumptuously titled manifesto "God's Politics," Wallis is an intensely partisan critic of those who reject his statist vision of social reform. He's not the Rev. Jeremiah Wright -- a preacher of ranting, anti-American sermons whose Chicago church Obama attended for decades and whom Beck cited as an example of a pastor promoting extremism. But Wallis has his moments of fire-breathing invective, directed almost always at Republican politicians and conservative Christians.
Beck makes his living by making provocative statements, so he probably was not displeased by the attention that Wallis' fury generated for his show. For Wallis, the controversy has given him a bigger platform to plead his case for the inextricable link between a Christian social conscience and leftist public policy. Lost in the fray is an interesting question worth pondering: What's the meaning of social justice? Anyone who has cracked open a Bible knows that justice is indeed a recurring theme. Calls for a just social order hardly qualify as a "perversion" of a Gospel that emphasizes, again and again, God's concern for the poor and marginalized. A religion premised on the idea of original sin does not promise its adherents a pain-free existence this side of eternity, but neither does it exempt them from the duty to build a better society here and now.
Still, there's a reason that the term "social justice" provokes sighs and rolled eyes among many Christians today. The promotion of leftist politics as infallible religious dogma by pastors such as Wright and, to a lesser extent, Wallis, goes a long way toward explaining public fatigue with the term. That fatigue stretches beyond Protestant circles into Catholic ones, where the phrase has its origins. The Catholic Catechism defines social justice as a situation in which people are able to "obtain what is their due" and says such justice "can be obtained only in respecting the transcendent dignity of man." The church lays out a few non-negotiable principles when it comes to respecting this personal dignity -- defense of the right to life is preeminent among them -- while leaving many public policy decisions subject to the prudential judgment of individual Catholics.
Catholicism is not libertarianism by any stretch; government is expected to have a role in protecting the poor and weak. Yet the church also defends the principle of subsidiarity in political life -- the idea that the people closest to a problem should be the ones to solve it. Despite these careful doctrinal distinctions, many Catholics -- like many mainline Protestants -- assume that social justice demands their reflexive support for unlimited expansion of the social welfare state, even when a new government program may not be the most effective way to help the poor. Meanwhile, many of these same Catholics ignore the Church's clear admonition to defend social justice by defending the right to life of the unborn from abortion and the elderly from euthanasia.
The call for social justice is an outgrowth, not a perversion, of the Gospel. But the devil is in the definition. Christians concerned about mission creep in their churches should not abandon social justice. They should fight to reclaim a fuller understanding of it, one independent of any narrowly partisan political agenda.
Colleen Carroll Campbell is an author, television and radio host and St. Louis-based fellow at the Ethics and Public Policy Center. Her website is www.colleen-campbell.com.
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Posted by M. Kenyon
ReplyDeleteIn response to the health care article, I think the one-sentence summary basically goes like this: We should pass it the bill even though there are several key problems with it because it offers coverage for everyone.
I believe this is true. I say all this with the admission that I do not know much about the bill. Although I know the bill has gone through several revisions, and many of them are quite lengthy, I do not know hardly any of the particulars. I work in a environment largely defined by conservative political views and most of my colleagues are rather boisterous conservatives. The thing that I find interesting about their responses to the health care issue is this: They do not seem to have a issue with the “several key problems.” It seems like they are worried about spending their money to offer healthcare to people who would not otherwise have it.
This is amazing to me because I know what it’s like to grow up without health care insurance. That was a major stress for me as a kid. Thankfully that is no longer an issue for me and my immediate family, but my parents have lived without coverage, and it’s associated stress, for a long time.
It’s hard for me to believe that these people who I work with and in many ways admire and respect are comfortable (and would prefer) that kids like me and people like my parents will go on un-insured if this bill does not pass, all on the account that it’s too expensive. As I talk to them about it, I think they have convinced themselves that all of the would-be beneficiaries of universal healthcare coverage are the types of individuals that are frequently encountered in law enforcement work. They live off the government, the break the law (my perception of their view-point), they contribute nothing to society, and they spike the deficit with health care costs. Shawn Hannidy kept referring to a hypothetical illegal immigrant family who calls the ambulance for their kid who has a runny nose in his show last Thursday.
There are obviously a lot factors going on here, but the bottom line is that our faith calls us to care for the weak, the sick, and the marginalized. We are not offered exception in situations where it’s expensive. Promotion of health care for those who cannot acquire on their own is a tangible way that Christians can fulfill this calling.
The issue of health care revolves around four Cs: Coverage, Cost, Choice, Care (quality). Matt, your response, very understandably, focused on coverage. Thank you for bringing this perspective to the table. As you said from your experiences, there is no shortage of ignorant conservatives (especially if you’re in the FBI with great health care insurance through the federal government) who make bad assumptions about those lacking health care insurance. However, I don’t think the other three Cs can be disregarded, nor can a discussion on the role of government in society be ignored.
ReplyDeleteFirst, let me give some statistical weight to Matt’s personal anecdote. In a Kuyper Lecture entitled, “Seeking Justice: The Imperiled Promise of Healthcare Reform” (www.cpjustice.org) I found the following information:
In 2008, about 46 million people (15.4% of the population; about 17 percent of the under-65 population) were without health insurance, often for months at a time. Approximately 4 of every 5 uninsured persons lives in a family in which one or more members works full-time or at least part-time for a significant number of hours per month. The number of uninsured children was over 7 million (about 10% of all children). (U.S. Bureau of the Census, Income, Poverty, and Health Insurance Coverage in the United States: 2008 (Series P60-236, August 2009) (http://www.census.gov/prod/ 2009pubs/p60-)
Through much of the past century, most Americans obtained health care insurance through their employer, including those in low-skilled positions. That system is fast deteriorating (for many economic/structural reasons), and the current “individual” insurance market is extremely costly and insufficient to fill the void. The numbers above communicate the consequences of this diminishing employer-based system. Most uninsured households have at least one person working at or near full-time, and the resulting number of uninsured persons at any one moment in the United States, even if one disputes the statistic listed, is in the tens of millions. This means that a vast number of working people get squeezed because they don’t hold jobs that provide employer coverage and they don’t qualify for Medicaid because they work. In light of this situation, what does justice require? What is our frame of reference for understanding the nature of justice in this situation? To connect with the second article, does social justice translate to a “statist (government-centered) vision of social reform”?
Matt, you answer these questions succinctly by stating: “the bottom line is that our faith calls us to care for the weak, the sick, and the marginalized. We are not offered exception in situations where it’s expensive. Promotion of health care for those who cannot acquire on their own is a tangible way that Christians can fulfill this calling.” The Economist calls the bill passed yesterday a “terrible disappointment” to “put it mildly.” But also says it is “still better than no bill at all...” because of the increased coverage it provides and its moderate cost controls. Basically, your moral assessment, along with The Economist is premised on the coverage issue. If government can increase coverage, it should.
At the risk of sounding professorial (intending a negative connotation), I think a few observations must be made. One, many private sector insurers don’t deserve our trust. Their “recission” practices and preexisting condition rules, amongst other things, are reprehensible. Two, quality health insurance coverage is the key to physical well-being in our society and an understandable expectation by people living here. Three, government has a coordinating function among the many differentiated institutions of modern society (families, schools, businesses, civic orgs, social service orgs, churches, etc.) in order to promote the common good. But should it play the central role in providing health insurance? I don’t think it should, but I’m also not sure that the Exchange system in the bill just passed does make government central since a private market is left intact, particularly after eliminating the “public option.” Four, much has been made by conservatives regarding the “individual mandate” to purchase insurance. But without this mandate, the restrictions placed on private insurers in terms of their preexisting condition rules (which I agree with) would create a massive free-rider problem. People could just wait until they get sick (thus acquiring a “preexisting condition”) and then purchase insurance at that time. Insurance pools would then consist of only sick people and cause skyrocketing premiums. Five, the process of crafting this bill was disgusting with its overt bribes and secret deliberations. We rightly expected better on such a huge piece of reform. Six, money is fungible, which means that this bill does publicly fund abortion, therefore overturning a long-standing precedent to the contrary. I am against this because I think abortion should not only not be federally funded but should be criminalized. Seven, the 10 year budget estimates on this bill appear to be utterly misleading. The budget analysis includes double counting revenues, an accounting of more years of taxation than years of pay outs (so of course there is a surplus), and promises of future cuts of Medicare payments to doctors (and other stuff?) that have never, and most likely will never, actually be enacted.
ReplyDeleteThis mixed bag, which includes so much more that I’m unaware of or don’t understand, is what we’re left with. So the question is, does increased coverage matter enough to make it all worth it, and to make it an expression of “social justice,” even if imperfect? I think not. There are too many other solutions that could have at least come close to being financially sustainable. Matt, you wrote near the end of your post, “We are not offered exception in situations where it’s expensive.” I agree, but there is a difference between persuading persons to expend their wealth for another’s benefit and government taking it by coercion (taxation). In addition, if the Democrats believe that social justice requires more subsidies and regulations to increase coverage so that it reaches at or near universal coverage, then they should have included sufficient tax increases in the bill to pay for it. At least that would allow Americans to evaluate the bill with respect to its real consequences. I know there are tax increases on investment income of very rich people and on “cadillac health plans” but my understanding is that they don’t come close to the offsetting expected costs. Anyone, please advise if you have heard otherwise.
As a final word, I have never lived without health insurance. Although, right now because of my inability to get a job we have a “catastrophic coverage” individual plan that does not cover any preventive/maintenance type health costs. For instance, instead of a well-baby appointment costing a $10 copay it costs $150. Having this type of coverage is frustrating. Yet many face these costs in addition to the worries of having no insurance at all. I can only imagine the stress. The path to replacing employer-based health insurance as the primary system of coverage must continue. But there are many options for doing this other than the one we now have. I have continued to struggle to find and articulate a framework of Christian ethics related to health care. For good or bad, my fall back position is one of great concern at the perpetual movement in western societies (including the U.S.) toward increased government management and provision. So, in this situation, I don’t think social justice requires this kind of government reform.
ReplyDeleteThe problem with this debate is that it starts from a place that is dishonest, and proceeds to extreme minutiae without addressing the 800 pound gorilla. That gorilla is the intimate role that our government has has in turning our health care system into a hash. From the wage and price controls circa WW2 that incentivized the current employer-based health care system, to state-by-state coverage mandates for insurance companies, to the heavy hand of Medicare and Medicaid, the actions of government have led us inexorably to the situation we currently find ourselves in. The audacity of our representatives (and I use that term loosely) to blame the system's dysfunction on the rapacity of insurance companies would be laughable if so many people didn't buy it. What is an insurance company supposed to do if the states it operates in are allowed to legislate increasing amounts of mandatory coverage (like wigs for cancer patients, or fertility treatments, or gender reassignment, to name a few)? What is an insurance company supposed to do with individual buyers (who are prohibited by law from joining a larger, inter-state pool) when selling individual policies is an actuarial nightmare? We bitch and moan when insurance companies price their product so that they can stay afloat, while all the while being castigated by the politicians that caused, at one remove, those very same increases. The insurance industry ranked 43rd of 51 profit-making industries last year, and even then total profits across the industry mask the state-by-state results that are often underwater. It irritates me to no end when economically stunted politicos make decisions that have very predictable consequences, and then they act as if those same consequences are the result of some nefarious industry plot. The politicians get to have it both ways, and the insurance companies get it coming and going. Quick econ facts: If you require policies to cover more, they will be more expensive. If you buy insurance as an individual, you are a much greater actuarial risk, therefore your policy will be priced accordingly. We may not like reality, but we ignore it at our peril.
ReplyDeleteI agree with much of what you said, Phil. But I think there is plenty of blame to go around. The 800 lbs gorilla you spoke of is something we should all keep in mind. And your implied Republican talking points of creating a nation-wide market place for buying health insurance and creating pools for individuals and small businesses to purchase it are compelling, seriously. But you cannot deny that widespread denial-of-payment practices on part of the private sector are alarming. You also can't deny that some intervention needs to take place for people with preexisting conditions. Politicians who enacted policies making these practices more likely and who then call them a "nefarious industry plot" are being deceitful. I don't think its a plot, but instead instances of widespread practices resulting from incentives to turn larger profits in the context of the current market forces and regulatory regime. Which is why much of the regime should be changed.
ReplyDeleteIt is a laudable goal to desire greatly increased coverage but the challenge is to figure out how without eroding personal responsibility, stifling health care innovation, and causing system wide cost increases. What we're left with, leaving aside the fact that much of this problem derives from government malpractice, is a need to spread costs of insurance to a broader base (namely, the working poor) in a way that is equitable. The reason that tens of millions of working poor people can't afford health insurance is that employers can't afford to cover them and/or the low-skilled, high paying manufacturing jobs that used to provide access to decent insurance are gone. This structural, economic change is not primarily the government's fault, yet it has had a prominent role in increasing the numbers of people without coverage.
If anyone is interested in reading one scholar's attempt at articulating a comprehensive vision of health care reform from a Christian perspective, go to: http://www.cpjustice.org/content/kuyper-lecture-2009. This is not to say that I agree or disagree with it, but I think it worth looking at.
ReplyDelete